
Home Insurance

Discounts of 5-25% on:
- Your home insurance when we also cover your auto
- Local or monitored alarm
- Loyalty on renewal
- New homes – Now up to 25% discount!
- Mortgage-free
- Members 50 years of age and over
- Claims-free
Coverage Also Available for:
- Home-based business
- Scheduled article floaters including “Mysterious Disappearance & Breakage” for fine arts.
- Coverage for secondary, seasonal residences, motorcycles, snowmobiles and watercraft, including jet skis

DOLCE VITA
A home insurance program specially tailored for homeowners and condominium unit owners in higher-valued properties who want and need special coverage. Dolce Vita offers superior protection, enriched coverage and exclusive and innovative value-added elements.
HALO – A FREE ASSISTANCE PROGRAM
Simply call for:
- Legal assistance – talk to a lawyer free of charge
- Home assistance – practical advice from professional plumbers, electricians, carpenters
- Health assistance – health professionals offer facts on questions you may have
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IDENTITY THEFT: WHAT IS IDENTITY THEFT?
Identity Theft is a crime whereby an individual uses your personal information fraudulently to present himself of herself as you. Most times this involves the use of credit information and fraudulently using credit cards.
How Can Identity Theft Affect You?
- Direct financial loss
- Indirect costs
- Reduced credit ratings
- Damaged reputation
Your Protection
Aviva Traders - the home and auto underwriter for the Umbrella program - has introduced Identity Theft expense protection as an option in your home coverage.
The Option Offers
- Increased credit card and ATM coverage
- ID Theft coverage to $15,000
- Access to a credit card registry and legal assistance hotline.
Ask Pottruff & Smith about Identity Theft - the option is being introduced in stages across Canada and has a small annual fee.
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