Pottruff & Smith Insurance Brokers Inc.



Questions? Contact Pottruff & Smith Insurance Brokers Inc. at 1.888.768.8001		Welcome to the OSMT Professional Liability Insurance Program! Welcome to the OSMT Professional Liability Insurance Program All members, including students and retirees, enjoy the benefit of quality professional liability insurance featuring… Coverage for all services provided by a medical laboratory technologist or lab assistant, including Controlled Acts as defined by the Regulated Health Professions Act Insurance company handling of the defense of any claims or allegations, allowing you to focus on your work "Prior Acts Coverage", covering claims for acts that occurred before the current policy period Penal Defence Reimbursement, reimbursing you up to $100,000 for expenses incurred defending Criminal Code allegations, providing you are acquitted or found "not guilty" $1,000,000 each occurrence $2,000,000 annual aggregate No deductible Program Advantages Convenient protection for the professional technologist or lab assistant Premium included in membership fee Specialized insurance products tailored to the needs of the professional technologist or lab assistant Dedicated service of designated Client Managers through toll-free phone line, fax, email, or website Convenient one-stop shopping for all your professional insurance needs - Errors & Omissions and Life & Health Prompt and expert claims attention through our in-house Claims Client Manager, assisting you with claims or inquiries Coverage for Other Expenses* Up to $50,000 to cover expenses incurred if subpoenaed to appear before a legally constituted tribunal in Canada Up to $50,000 to cover legal expenses incurred if called to appear before a coroner's inquest Up to $50,000 to cover all reasonable expenses of a member under investigation or subpoenaed to appear before a review or discipline committee Reimbursement up to $160 per day to a maximum of $500 if you are required to attend examinations for discovery, pre-trial hearings, trials or appeals * included in the policy limit of $1,000,000 Claims Reporting Procedure Claims, actual or potential, should be reported to Pottruff & Smith at 1.888.768.8001 x331 as soon as you are aware of them. No written or oral statement should ever be made, except upon the advice of the Insurer. Never offer compensation nor admit liability as this could interfere legally with the Insurer’s handling of the claim.