Pottruff & Smith Insurance Brokers Inc.

Welcome to the 2006-2007 OTA Insurance Program!

This insurance program designed specifically for OTA members, offers these great advantages:

Dedicated service through OTA Account Managers who you may access through our toll-free phone line, fax, email or website
Prompt and expert claims attention through our in-house Claims Account Manager, assisting you with claims or inquiries
“Our Service Commitments” to ensure your satisfaction with access, value, and claims service

The OTA offers an important direct cost benefit for member clubs - two low-cost, comprehensive group insurance programs. The Club Court Coverage and Directors’ & Officers’ Liability Insurance Programs offer broad coverage and group pricing based on volume purchasing power - similar coverage under either program purchased individually outside the program could cost a minimum of $1,000! The application and payment process is simple.

Many community clubs are unincorporated – so, the personal assets of the club executive and members are exposed to claims for injuries or property damage. Legal costs alone could bankrupt an uninsured club - many injury claims take well over a year to settle. Spend your time on the courts, not in the courts!

Without insurance, the club must set aside significant capital reserves in the event of potential damages to club assets - often outside the club’s control (fire, water damage, vandalism). Most claims made under the OTA Group policy are for theft; however, the largest claims arise from bodily injuries suffered on the court.

These programs are designed primarily for community, non-profit clubs. Commercial or other clubs not fitting this profile are encouraged to inquire about custom-designed, low priced insurance programs that are available through the OTA’s official insurance broker, Pottruff & Smith Insurance Brokers Inc.

The OTA offers an important direct cost benefit for member Pro’s - a low-cost, comprehensive group insurance program. Club Court Coverage offers broad coverage and group pricing based on volume purchasing power. The application and payment process is simple.

The OTA's “Your Advantage” club insurance program covers Pro’s (employee or contract) declared on their Club insurance application only while the Pro is working on behalf of the OTA member club. This means that you require your own insurance when working elsewhere or independently. Additionally, while a Pro may be covered under the OTA’s “Your Advantage” program, the employees or sub-contractors of an insured Pro are not covered.

Whether your business is incorporated or whether you operate a sole proprietorship or partnership, insurance is an important part of your financial planning and business management. Legal costs alone could bankrupt an uninsured Pro - many injury claims take well over a year to settle. Spend your time on the courts, not in the courts!

Pottruff & Smith is pleased to provide you with the foregoing programs plus other lines of insurance to meet your personal or business needs including:

Whether your business is incorp

Directors and Officers
Home and auto
Group employee benefits
Individual life and health products including critical illness, disability, AD&D, and business overhead