Employee Group Benefits

Good employees are hard to find and keep.  We can help. Recently, over 80% of polled employees declined to trade their group plans for extra holidays!  You know that your OVMA Insurance Program employee group benefits program can be a very powerful tool.

The advantages include:

• Employee attraction/retention
• Reduced re-training, hiring and training costs
• Reduced absenteeism due to health issues
• Reduced stress for those whose families depend on the plan

The 2006 plan offers greater flexibility and enhanced program options in response to health care changes. The plan has been carefully designed to satisfy the requirements of the veterinarians, your staff, and family.
 
All full time employees working a minimum of 20 hours a week are eligible to participate in the plan. If they are covered through their spouse, they can elect to waive the health and dental coverage; they are required, however, to take all of the remaining pooled benefits.

For clinics with four or more employees, no medical evidence of insurability is required which ultimately speeds up processing, simplifies enrollment, and guarantees plan approval.

• Extended health care
  • Prescription drugs (with pay direct health card)
  • Semi-private hospital
  • Out-of-country travel
  • Paramedical services
• Group life insurance
• Accidental death and dismemberment
• Dependent life
• Long term disability
• Vision care
• Dental care
• Orthodontics

Remember that your company premiums are tax deductible as a business expense!