Pottruff & Smith is pleased to offer Umbrella Members a specialized program of insurance coverage. Following are highlights of the program.  

Abuse
$ 2,000,000 abuse, each occurrence and aggregate

Cost of Tenants
$ 25,000 increased cost of tenants improvements arising from enforcement of the Day Nursery Act of Ontario

Broad Form Tenants
$ 2,000,000 broad form tenants legal liability

Loss of Income
Up to $25,000 of loss of income limit if your business is shut down by civil authority for medical reasons

Emergency Vacating Expense
$10,000 emergency vacating expense

Bodily Injury and Property Damage
$5,000,000 bodily injury and property damage each occurrence (higher limits are available)

Wrongful Dismissal
$ 25,000 wrongful dismissal – defence costs only