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Employee Group Benefits

Why Employee Benefits?

When surveyed employees were offered the chance to trade their group plan for extra holidays, 80% said no!

Benefits attract and keep quality staff, reducing costs associated with hiring, training, absenteeism, and stress.

What’s usually covered under a benefits plan?

  • Extended health care (prescription drugs, semi-private hospital, out-of-country travel, paramedical services)
  • Group life insurance
  • Accidental death and dismemberment
  • Dependent life
  • Long term disability
  • Vision care
  • Dental care benefits
  • Critical Illness 

 

Why is flexibility in a plan so important?   

  • Helps control plan costs  
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  • More tax effective  
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  • Can lower long term claim costs  
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  • Creates a more flexible administrative environment   
 

Under the Umbrella program, you can customize a plan to give your employees the benefits they value most while still paying attention to overall plan management and cost efficiency.    

  • You select the amount you wish to spend on behalf of your employees.
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  • We design a plan that meets your targets for both cost and risk exposure.
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  • We’ll help you choose from flexible offerings.
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